Frequently AskedQuestions
Welcome to our help corner! We’ve answered the most common questions our customers ask. If you still have doubts, feel free to Talk to an Agent anytime!
Health insurance protects you financially against medical emergencies, hospitalization, surgeries, and more. It gives you peace of mind and ensures timely treatment.
Hospitalization, doctor consultation, surgery, pre- & post-hospitalization, ambulance charges, and more. Optional covers include maternity, OPD, critical illness, etc.
Yes, but usually after a waiting period (typically 2–4 years), depending on the insurer and the policy.
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It's the time you need to wait before certain benefits (like pre-existing disease cover or maternity) become active.
Yes! If you're admitted to a network hospital, your bills are settled directly between the insurer and the hospital.

More Questions?
Yes, at least third-party insurance is mandatory for all vehicles under the Motor Vehicles Act.
Third-party covers damage to others. Comprehensive covers both third-party and your own vehicle’s damage, theft, fire, etc.
Yes, but some insurers might require a vehicle inspection first.
It ensures your family is financially secure in case of your untimely death. It’s a key part of financial planning.
Yes, though the premium may be higher and there might be medical checks required.
It covers medical emergencies, trip cancellations, baggage loss, flight delays, and more during domestic or international trips.