Welcome to Policy Bro. By accessing or using our website and services, you agree to the following terms and conditions. Please read them carefully.
1. Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.
2. Services Provided
Policy Bro is an online insurance platform that helps users compare, choose, and purchase insurance products including health, motor, life, fire, travel, and home insurance. We are not an insurance company—we partner with IRDAI-licensed insurers.
3. Accuracy of Information
We strive to provide accurate, up-to-date information. However, we are not responsible for:
• Errors in insurer data or pricing
• Policy changes made by insurers without prior notice
• Mismatched or incomplete information entered by users
We recommend reviewing the final policy documents before making any commitments.
4. Use of the Website
You agree not to:
• Use the site for any unlawful or fraudulent purposes
• Copy, reproduce, or distribute any content without our permission
• Interfere with the website’s functionality or security features
5. Third-Party Links
Our site may include links to third-party websites (such as insurer portals). We are not responsible for the content, privacy, or terms on those websites.
6. Quotes and Premium Estimates
All quotes provided on the platform are for informational purposes only. Final premiums and coverage details may vary based on underwriting, medical tests, and insurer criteria.
7. Claim Assistance
We provide guidance and support for claims, but the final decision rests with the respective insurance provider.
8. User Accounts
If you create an account with us, you are responsible for maintaining its confidentiality and accuracy. You agree to notify us immediately of any unauthorized use.
9. Intellectual Property
All content, branding, and visuals on Policy Bro are the property of Policy Bro Insurance Services Pvt. Ltd. Unauthorized use is prohibited.
10. Limitation of Liability
Policy Bro is not liable for any direct or indirect losses due to:
• Service interruptions
• Technical errors
• Insurer delays or denials
• Misinterpretation of information
Use of this website is at your own risk.
11. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the website implies your acceptance of any modifications.
12. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in [Your City], India.
📞 Need Help?
For any concerns or questions regarding these Terms, contact us:
📧 support@policybro.in
📱 +91 98110 51050
